Terms and Conditions

Effective Date: March/27/2026

Welcome to Golden Road Insurance Brokers (“Company,” “we,” “our,” or “us”). By accessing or using our website and services, you agree to be bound by the following Terms and Conditions.

If you do not agree with any part of these terms, please do not use our services.

1. Services Provided

Golden Road Insurance Brokers provides:

+Insurance brokerage services

+Trucking permits and compliance filings

+Registration and DMV-related services

+Business formation and administrative services

All services are provided based on the information supplied by the client.

2. No Guarantee of Approval

Golden Road Insurance is an independent brokerage and service provider.

We do not guarantee:

+Approval for insurance coverage

+Approval for permits, filings, or registrations

+Specific pricing, rates, or timelines

Final decisions are made by insurance carriers, government agencies, and regulatory bodies.

3. Client Responsibility

You agree to provide accurate, complete, and up-to-date information when requesting services.

Golden Road Insurance is not responsible for:

+Delays caused by incorrect or incomplete information

+Denials from carriers or agencies

+Compliance issues resulting from inaccurate client data

4. Service Fees & Payments

Fees for services must be paid as agreed prior to or upon completion of services

Prices are subject to change at any time without prior notice

Certain services may be non-refundable once processing has begun

We reserve the right to withhold services until payment is received in full.

5. Compliance & Renewal Responsibility

Some services are one-time filings, while others require ongoing renewal.

It is the client’s responsibility to:

Monitor renewal deadlines

Maintain compliance with applicable regulations

Golden Road Insurance may provide reminders but is not responsible for missed renewals or penalties.

6. Third-Party Services

Our services may involve third-party providers such as:

Insurance carriers

Government agencies (FMCSA, DMV, IRS, etc.)

Payment processors

We are not responsible for the actions, decisions, or delays of third parties.

7. Limitation of Liability

Golden Road Insurance is not liable for:

Financial losses related to denied coverage or filings

Business interruptions

Regulatory penalties or fines

Indirect or consequential damages

All services are provided “as is” without guarantees of specific outcomes.

8. Intellectual Property

All content on this website, including text, design, and branding, is the property of Golden Road Insurance and may not be copied, reproduced, or distributed without permission.

9. Termination

We reserve the right to refuse or terminate services at any time if:

Terms are violated

Fraudulent or misleading information is provided

Payments are not completed

10. Changes to Terms

We may update these Terms at any time. Continued use of our services means you accept any updated terms.

5. SMS & Text Messaging Terms

By providing your phone number and opting in through our website, forms, or services, you consent to receive SMS (text) messages from us.

Types of Messages You May Receive:

These messages may include, but are not limited to:

Appointment reminders

Service notifications

Account alerts

Promotional offers

Follow-ups related to your inquiries or services

Message Frequency:

Message frequency may vary based on your interaction with our services.

Opt-Out Instructions:

To stop receiving messages, reply STOP to any text message.

Help Instructions:

For assistance, reply HELP to any message or contact us at info@1stopcontractors.net.

Message & Data Rates:

Message and data rates may apply. Check with your carrier for details.

Carrier Disclaimer:

Carriers are not liable for delayed or undelivered messages.

For more information on how we collect, use, and protect your data, please review our Privacy Policy:

https://app.superchargesystem.com/v2/preview/pFLRjR1p6c2nvSZQP277

11. Age Requirement

By using this website and our services, you confirm that you are at least 18 years of age.

If you are under 18, you are not permitted to use this website or provide any personal information.

12. Contact Information

If you have questions about these Terms, please contact us:

Golden Road Insurance Brokers
📧 +1 323-388-4660
📞 goldenroadins@gmail.com